What Does Tilia Do?

    Learn about what Tilia does, their services, and key information.

    What Does Tilia Do?

    Name: Tilia

    Headquarters: San Francisco, CA, United States

    Employees: 51-200

    Tilia is a payments and virtual economy infrastructure provider for digital publishers, including games, virtual worlds, and content creation platforms. Tilia enables businesses to accept payments, issue virtual tokens, manage in-app purchases, and allow users and creators to earn and extract real-world money from their digital activity.

    Tilia’s platform addresses the complex financial and regulatory requirements of powering creator economies. By handling transactions, compliance, and digital asset issuance, Tilia allows publishers and platforms to focus on user engagement while ensuring secure and compliant money movement. Its core offerings include:

    • Payment acceptance and processing for digital goods and services
    • Creation and management of virtual tokens or in-world currencies
    • Tools for in-app purchases and digital marketplaces
    • Facilitating real-money payouts for users and content creators

    Tilia is particularly focused on the needs of virtual worlds and online communities. Customers leveraging Tilia’s infrastructure include well-known platforms such as Second Life, VRChat, and Upland, all of which require robust and compliant systems for user-to-user and platform-to-creator transactions.

    How was Tilia started?

    Tilia was founded by a team with deep expertise in technology, payments, compliance, and digital economies. Notable leaders include Brad Oberwager (CEO), J. Randall Waterfield (Chairman), Raj Date (Managing Partner at Fenway Summer), and E. Drew Soinski (Senior Payments Executive). The founding team’s experience spans technology, fintech, legal, compliance, and digital platform operations, positioning Tilia to address the particular challenges faced by online economies.

    Who uses Tilia?

    Tilia serves digital publishers, game developers, virtual world operators, and content creation platforms that require compliant, scalable solutions for in-app payments and virtual economies. Major customers include:

    • Second Life
    • VRChat
    • Upland

    These platforms rely on Tilia to power their creator economies, enabling users to transact, creators to monetize, and platforms to comply with financial regulations.

    Where is Tilia based?

    Tilia is headquartered in San Francisco, CA, United States, and operates as a privately held company with a team of 51-200 employees. More about their team and vision is available on their About page.

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