Treasury Prime is an embedded banking software platform that connects enterprise companies to a marketplace of banks and financial product partners, enabling them to launch modern payment and banking solutions within their own platforms. Founded in 2017 and headquartered in San Francisco, Treasury Prime delivers a robust banking API designed to accelerate and secure partnerships between fintechs and banks, streamlining the development of next-generation financial products and new revenue streams.
Treasury Prime powers enterprise-class embedded banking solutions, supporting a range of complex financial services including money transfers, risk management, and seamless integration with bank infrastructure. These capabilities have positioned Treasury Prime as a leader in the Banking-as-a-Service (BaaS) space, earning recognition such as Best Banking-as-a-Service Platform by Tearsheet (2021, 2022) and a spot on the CB Insights 2021 Fintech 250 list.
What technology enables Treasury Prime’s platform?
Treasury Prime’s core technology is an advanced API platform that acts as a bridge between fintech companies and banks. This API allows clients to embed banking services—such as account creation, payments, compliance, and money movement—directly into their own products. The platform emphasizes security, scalability, and speed, helping both banks and fintechs reduce integration timelines and operational complexity.
Who uses Treasury Prime?
Treasury Prime primarily serves enterprise fintechs, digital platforms, and businesses looking to offer embedded financial services without building their own banking infrastructure. Its solutions are designed for organizations aiming to:
- Integrate payment and money transfer capabilities
- Launch branded banking products (e.g., accounts, cards)
- Mitigate risk and ensure compliance
- Expand their offerings through partnerships with multiple banks and providers
Who are Treasury Prime’s competitors?
Treasury Prime operates in the rapidly growing embedded banking and Banking-as-a-Service market. Key competitors and alternative platforms include:
- Stripe Treasury: Offers APIs to embed banking services into platforms and marketplaces, with a focus on developer experience and scalability.
- Plaid: Enables companies to access and embed financial data and services through APIs, supporting a wide range of fintech use cases.
- Apiture: Provides embedded banking solutions for extending financial services into non-bank platforms.
- OpenPayd: Delivers a modular API-based platform for embedded finance and payments.
- Swan: Specializes in embedding accounts, cards, and payment features into digital products via APIs.
- Key Bank Embedded Banking: Offers a suite of embedded banking tools for payments, treasury, and lending.
- Cross River: Provides API-driven products for fund origination, money movement, and embedded finance.
- Kyriba: Focuses on embedded treasury and B2B payments, leveraging APIs for financial transformation.
These competitors vary in their focus—some emphasize developer tools, while others concentrate on compliance, international reach, or deep banking partnerships. Treasury Prime differentiates itself by providing a broad bank network and focusing on enterprise-grade embedded banking solutions.
Use PromptLoop to Uncover Company Data
Looking for more company insights like this? PromptLoop helps you go deeper, providing unique data points and analysis on companies like Treasury Prime and many others. Automate your research and find the information that matters most. Discover how PromptLoop can accelerate your market intelligence. Get A Free Demo to learn more.