FinFloh is an AI-driven finance technology platform designed to help global enterprises streamline accounts receivable management and automate credit scoring and decision processes. FinFloh offers a composable finance system that integrates with existing ERPs and CRMs, addressing common pain points such as manual workflows, poor data synchronization, and lack of automation in legacy financial systems.
The platform's primary focus is on automating and optimizing the accounts receivable lifecycle. FinFloh uses machine learning models to deliver real-time credit risk scoring, empowering companies to make data-driven credit decisions and negotiate better credit, contract, and pricing terms. This includes setting ARR (Annual Recurring Revenue) targets and integrating these decisions directly into leading CRMs like Salesforce.
Beyond credit management, FinFloh automates key financial operations such as invoice generation and delivery, dispute management, payment collections, and invoice-payment reconciliation. By leveraging AI and ML across these workflows, FinFloh helps companies reduce manual effort, accelerate buyer onboarding, and improve cash flow through faster collections and a reduction in Days Sales Outstanding (DSO).
Who Uses FinFloh?
FinFloh serves global enterprises seeking to digitally transform their financial processes, especially those looking to enhance their ERP and CRM capabilities with AI automation. Notable users include Gopal Agarwal and Subhasish Sain, reflecting adoption by finance leaders in large organizations.
What Outcomes Does FinFloh Enable?
Companies using FinFloh typically achieve:
- Improved topline and bottom line through optimized pricing and contract terms
- Faster onboarding of customers and buyers
- Significant man-hour savings for finance, sales, and sales operations teams
- Reduction in aging receivables and DSO, leading to healthier cash flow
How Was FinFloh Started?
FinFloh was founded by Amartya Singh and Shivam Rawat, who bring deep experience from leading roles in fintech, payment technology, and consulting. Amartya Singh, an alumnus of IIM Bangalore, has worked with firms such as KPMG, Samsung, and Cashfree. Shivam Rawat, with a background in computer science from the University of Maryland, has contributed to the growth of fintech startups like Mishipay and Digio. Their combined expertise shapes FinFloh’s focus on practical automation and enterprise-grade reliability. Learn more about the team.
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