Bitstack is building a crypto-powered neobank, aiming to make Bitcoin and digital asset management simple, accessible, and integrated into everyday financial life. Bitstack began by allowing users to round up spare change into bitcoin, but has since evolved into a bitcoin-native neobank that brings customers a new way to manage, save, and spend money using digital assets.
Bitstack’s core proposition is to offer an all-in-one financial app where users can save, spend, and manage their money—powered by the unique properties of Bitcoin. The platform is designed to make getting started with Bitcoin easy and fun, targeting a broad audience from crypto beginners to more experienced digital asset holders. Users benefit from a neobank experience—like simple onboarding, account management, and payment tools—while leveraging bitcoin as a core financial asset.
What technology enables Bitstack’s approach?
Bitstack’s innovation is built around Bitcoin, the world’s first open and borderless monetary network. Unlike traditional banks or neobanks tied to fiat currencies and central authorities, Bitstack leverages Bitcoin’s decentralized nature and fixed supply (21 million coins) to offer users a radically new way to store and transact value. The company’s technology stack is designed to abstract the complexity of crypto, integrating digital asset management into familiar banking workflows. This includes features like automated bitcoin savings, instant payments, and account management—all accessible via a mobile-first experience.
Who uses Bitstack?
Bitstack primarily serves individuals across France and Europe who are looking for an easier entry into Bitcoin and digital finance. The app is designed for:
- Everyday consumers new to crypto who want a simple way to save and spend bitcoin
- Tech-savvy users interested in bitcoin-native banking features
- Anyone seeking alternatives to traditional banking and interested in the benefits of decentralized money
Who are Bitstack’s competitors?
Bitstack operates in the fast-growing crypto neobank and digital asset banking sector. Key competitors and related platforms include:
- hi: A Web3 neobank offering crypto and fiat accounts, debit cards, and multi-currency features.
- Nexo: A digital asset platform for growing, trading, borrowing, and earning on cryptocurrencies.
- Xapo Bank, Verto, BBVA, Sogexia Business, Wamo: Neobanks with varying degrees of crypto and fiat integrations.
- Non-custodial crypto neobanks such as Juno, Wirex, AMINA Bank, Cogni, MELD, Deblock, Yopaki, and Spatium, which focus on giving users full control over their digital assets.
- Crassula: A white-label neobank platform enabling others to launch digital banking products quickly.
Bitstack differentiates itself by focusing specifically on a bitcoin-first approach and making bitcoin savings and payments accessible to a wide European audience, while abstracting much of the underlying crypto complexity.
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